Free
$0/month
- Bank connections
- Manual entry only
- Advisor questions
- Not included
Know where you stand.
Every account, every dollar and the whole picture of your money, in one calm place that changes with your day.
Free to start. No card needed. The charts on this page show sample data.
Everything in one place.
Banks, cards, loans and investments become one net worth.
Net worth
$128,402- Everyday Checking Chase$8,420
- Sapphire Reserve Chase−$1,303
- High-Yield Savings Ally$72,437
- Brokerage Fidelity$42,187
- Auto Loan Added by hand−$11,840
- 2019 Tacoma Added by hand$18,500
On Free, add accounts by hand. Paid plans link your banks.
See where it went.
Spending by day and by category, so a heavy weekend or a creeping habit shows at a glance.
Spending by day
Where it went in September
- ShoppingOver budget$612
- Food$486
- Travel$412
- Personal$215
- Bills$186
- Other$235
Never miss a bill.
The next thirty days of charges, and the lowest your checking gets before payday.
The next thirty days
4 charges, about $325 a month
Lowest before payday: $8,193 on Sep 15, after Equinox.
Recurring charges are found in linked banks, which come with the paid plans, opening soon.
Follow the flow.
Watch a month’s income fan out into what it paid for, and what was left.
Where August went
In $5,200, kept $3,290
Ask about your money.
An advisor that reads your own numbers and answers in plain words. It never moves money.
Advisor
You asked: How did my spending in August compare with July?
The advisor: You spent $1,910 in August, $850 less than July’s $2,760. Groceries fell the most, from $715 to $251, and dining fell from $331 to $116. Rent stayed at $1,450.
Information, not financial advice. It never moves money, and it can be wrong, so check figures that matter.
The advisor comes with the paid plans, opening soon.
Safe by design.
What Meridian can and can’t do with your money and your data, in plain words.
Banks connect through Plaid.
You sign in to your bank inside Plaid’s window, so Meridian never sees your bank username or password.
Meridian can’t move money.
There is no way to pay, transfer or trade from Meridian. It reads your accounts and never acts on them.
Bank access is encrypted.
The tokens that let Meridian read your banks are encrypted at rest with AES-256-GCM, and never sent to your browser.
Your data is walled off.
The database itself keeps each person’s records apart, with row-level security, not just the app’s code.
Leave any time.
Export your data or delete your account whenever you like. Deletion revokes Meridian’s access to your banks first.
Start free tonight.
Track by hand on Free, starting tonight. Linking banks and the advisor come with the paid plans, opening soon.
Lite
$3.99/month
- Bank connections
- 2 banks
- Advisor questions
- 10 a day
Regular
$7.99/month
- Bank connections
- 5 banks
- Advisor questions
- 30 a day
Premium
$14.99/month
- Bank connections
- 10 banks
- Advisor questions
- 60 a day
Questions
What does Free include?
The accounts and transactions you add by hand, with budgets, cash flow, net worth and CSV export. Free doesn’t link banks or include the advisor; those come with the paid plans, opening soon.
How does linking a bank work, and is it safe?
On a paid plan you link a bank through Plaid. You sign in to your bank in Plaid’s window, so Meridian never sees your bank password. Plaid gives Meridian an access token, which Meridian encrypts and uses only to read your accounts. You can remove a bank from Accounts at any time.
What is the advisor, and what isn’t it?
An AI, on the paid plans, that reads your own figures and answers questions about them in plain words. Your question and the figures it needs go to the AI provider Meridian uses, and Meridian doesn’t keep the conversation. It’s information, not financial advice: it never moves money, and it can be wrong, so check figures that matter.
What happens to my data if I change plans or leave?
Changing plans never deletes anything. On a smaller plan, your newest banks pause and keep what they brought in; after 30 days paused, a bank disconnects and keeps its history, read-only. To leave, download your data from Settings, then delete your account there. Meridian revokes its access to your banks first, then removes your records.
Does it work on my phone?
Yes. Meridian runs in your phone’s browser, laid out for a small screen, under the same skies. There’s no app to install.
Start with one account, and add the rest when you like.